Representing Victims of Multi-Vehicle Accidents in Fort Myers, Cape Coral, Port Charlotte and Naples
When more than two cars are involved in an accident, issues of insurance coverage, liability and damages become more complicated. You may be able to recover under multiple insurance policies from multiple parties and may also have competing claims with other injured parties. A Fort Myers multi-vehicle accident lawyer can help you obtain the maximum compensation possible.
Spivey Law Firm, Personal Injury Attorneys, P.A. is a firm that emphasizes personal attention and aggressive representation in all cases. Our founding partner, Randall Spivey, is Florida Board Certified in civil trial law. Only 1 percent of Florida lawyers have achieved the honor of Board Certification in civil trial law. Certification is the highest level of recognition by the Florida Bar of Competency and experience of attorneys. Randall Spivey has also received a Preeminent Attorney Rating from Martindale Hubbell, which is the highest rating standard, signifying the greatest level of professional excellence for legal knowledge, communication skills and ethical standards.
Determining Fault in a Multi-Vehicle Collision
Florida is a no-fault state, meaning each victim turns to his or her PIP insurance policy first, which pays compensation regardless of who was to blame. However, you must establish fault in order to recover damages above the PIP policy limits. This becomes increasingly complicated when more than two vehicles are involved in the crash. Often, each party shares a degree of fault that affects recoverable damages from each. For example, if you are found to be 20 percent at fault and each other party in a three-car collision is 40 percent at fault, you can recover 80 percent of your total damages divided equally between the other parties.
You may have multiple possible sources of insurance recovery. For instance, you can recover under your PIP policy regardless of whether you are at fault. If you were a passenger, you can recover from the driver’s PIP policy. You may also have an uninsured/underinsured motorist policy that pays for damages that exceed the PIP amount or covers you if another negligent motorist does not have insurance. In addition, an at-fault motorist might carry a bodily injury liability (BI) policy that pays damages for serious injuries and wrongful death. In the case of a collision with a commercial vehicle, the driver’s employer is required to carry a corporate policy that pays damages to people injured by the driver. Once we determine fault, we sift through the layers of insurance policies to reach the maximum possible recovery for your injuries.
Time is of the essence in filing an insurance claim when multiple people have been injured in an accident. Policies carry a maximum limit on the number of claims that can be filed per accident, which gives an advantage to the first to file over a person who filed third or further down the line. To avoid losing any opportunities for recovery, our car accident team works efficiently to file your claims as quickly as possible and pursue your damages from every available resource.
Consult With a Fort Myers Multi-Vehicle Accident Lawyer at Spivey Law Firm
Spivey Law Firm, Personal Injury Attorneys, P.A. handles claims regarding complicated multi-vehicle accidents in Fort Myers and Cape Coral, all of Lee County, Charlotte County, and Collier County, as well as Bonita Springs, Estero, Naples, Port Charlotte, and Punta Gorda. Contact us today to schedule your free consultation.