Fort Myers Personal Injury Attorney Randall L. Spivey’s Settlement for a Lee County Woman Injured as the Result of a “Phantom” Vehicle Underscores Importance of Uninsured Motorist CoverageSeptember 17, 2020 | Category: Uninsured Motorist Claims | Share
Fort Myers Personal Injury Attorney Randall L. Spivey of Spivey Law Firm, Personal Injury Attorneys, P.A. achieved a settlement for a Lee County female client who was injured after a large pick-up truck crossed the centerline of the road. The pick-up truck caused her to take evasive action which led to her crash. The pick-up truck driver fled the scene and was never identified.
Our client suffered serious injuries as a result of the pick-up driver’s negligence in crossing the centerline. Even though the at-fault vehicle fled the scene and was never identified, Fort Myers Personal Injury Attorney Randall L. Spivey was able to negotiate a settlement from our client’s uninsured motorist insurance carrier. We successfully argued that the cause of our client’s injuries was negligence on the part of the other driver and that the other vehicle was a “phantom vehicle” and therefore, covered under our client’s uninsured motorist coverage. Because of this, our client’s uninsured motorist insurance company “stepped into the shoes” of the at-fault vehicle and was responsible for damages up to the uninsured motorist coverage limits our client purchased. Further, because our client purchased “stacking” coverage, the coverage was multiplied times the number of vehicles on the policy, greatly increasing the available coverage and settlement in favor of our client.
This case illustrates the importance of drivers carrying uninsured motorist coverage and hiring an experienced attorney who can successfully prove that accidents caused by phantom vehicles that leave the scene qualify as uninsured motorists. Uninsured motorist coverage, though not required by Florida law, is absolutely essential in Florida because it generally protects an occupant of a vehicle as well as resident relatives from the negligence of uninsured or underinsured vehicles. Furthermore, the coverage typically “follows” the insured and may apply even if they are a passenger in another vehicle. Fort Myers Personal Injury Attorney Randall L. Spivey recommends that all drivers purchase stacking uninsured motorist coverage to protect themselves, their passengers, and resident family relatives against the negligence of uninsured or underinsured drivers.
“Should you or a loved one be injured in an accident, please contact Spivey Law Firm, Personal Injury Attorneys, P.A. after seeking medical attention. We represent people involved in numerous types of personal injury and wrongful death accidents throughout the state of Florida. All of our clients have unique personal injury cases. Our firm provides personal contact and communication along with aggressive representation. We are available to assist you 24/7, and there are no costs or attorney fees until we receive a monetary recovery for you,” said Attorney Spivey.
Fort Myers Truck Accident Attorney Randall L. Spivey is a Board Certified Trial Attorney – the highest recognition for competence bestowed by the Florida Bar and a distinction earned by just one percent (1%) of Florida attorneys. He has handled over 2,000 personal injury and wrongful death cases throughout Florida. For a free and confidential consultation to discuss your legal rights, contact Spivey Law Firm, Personal Injury Attorneys, P.A., in Lee County at 239.337.7483 or toll-free at 1.888.477.4839, or by email to Randall@SpiveyLaw.com. Visit SpiveyLaw.com for more information. You can contact Spivey Law Firm, Personal Injury Attorneys, P.A. in Charlotte County at 941.764.7748 and in Collier County at 239.793.7748.