If you’ve been involved in an accident — whether it's a car accident, slip-and-fall or any other type of injury-causing incident — you may find yourself involved in communications with an insurance company. It is important to note, however, that such communication is generally discouraged. Hurt individuals are encouraged to avoid communicating with insurers until they have consulted with a qualified Fort Myers personal injury lawyer.
Statements you make to an insurer could adversely affect your claim for damages. Insurers are also known to advise individuals to accept quick settlements. This issue is further exacerbated after a serious accident, where the injured party may be feeling particularly vulnerable, overwhelmed or confused. Fortunately, with the aid of an attorney, you will not have to worry about speaking to the representatives of an insurance.
Insurance Companies Are Not on Your Side
Though insurers and their personnel may come across as friendly, they are not your allies. It is important to understand that insurers have an entirely different set of interests than you and those interests are likely to come into conflict with your own.
After you have been involved in an accident, the insurer will do everything in its power to avoid or minimize liability (while adhering to their contractual duties). To the extent that the insurer can avoid having to pay you the full amount of benefits that you would otherwise be entitled to receive, they will attempt to do so.
Oftentimes, insurers take advantage of injured plaintiffs who are not currently represented by experienced attorneys — they are enticed by the vulnerability of the claimant. After all, if they can goad you into agreeing to a low settlement, then you will receive fewer benefits than you might receive had you consulted an attorney who would negotiate on your behalf. In the alternative, the insurer may try to trick you into giving a recorded statement that undermines your claim — for example, if you admit that you were partly at-fault for the accident, the insurer may use that statement as justification to reduce their benefit payout substantially.
Consulting an Attorney Early Has Additional Benefits
Consulting with a qualified personal injury attorney soon after an accident is valuable in a number of ways. Aside from serving as a skilled representative to negotiate aggressively with insurers, attorneys will perform duties that include investigation, evidence gathering, filing of claims and more. Your attorney will guide you through the process of litigation from beginning to end.
Contact an Experienced Fort Myers Personal Injury Lawyer for Guidance
If you have been injured in an accident that was caused by the negligence or wrongful conduct of another person/entity, then it’s important that you get in touch with a qualified Florida personal injury attorney who can evaluate your various claims and begin the process of litigation so as to secure the damages to which you’re entitled.
Here at Spivey Law, Randall Spivey has spent decades representing injured plaintiffs in a range of disputes. He understands the unique challenges associated with an injury claim and he is well-equipped to negotiate with insurers on your behalf. Our commitment to thorough advocacy and bold, client-centered representation has earned us many favorable verdicts and settlements.
Call (888) 477-4839 today to schedule a free and confidential consultation with an experienced Fort Myers personal injury lawyer at the Spivey Law Firm, Personal Injury Attorneys, P.A.